Don’t know how to balance a checkbook or change a tire? Companies want to teach millennials how

Read the full story here. Excerpt:

But tutorials aren’t always enough, insisted Ruth Lamberty, who started Adult Prep in July 2017, an educational consulting firm teaching independent life skills. “When you’re talking about prepping for independent living or learning how to budget, it’s going to be so specific to your needs and what’s happening in the world at that moment, and a video isn’t going to get you what you need.”

Lessons the Baltimore company offers include how to do laundry, cook, find a roommate, budget, file taxes, and write a check. “As a young adult, you might have vendors coming to your home to fix something who aren’t going to have [credit card processing] Square on their phone,” she said.

Lamberty believes shifting child-rearing priorities have led us to this point. “You’re spending time on SAT prep and what you need to do to get into college, but what do you do when you get to college or get your first job?” she said. “It’s not being taught in school or in the home.”

Millennials eat up savings by dining out a lot, study shows

Read the full story here. Excerpt:

You might want to hold onto your mimosa for this one.

The average Millennial eats out five times a week, and between Starbucks runs and bar tabs, it’s making it harder for them to develop a savings habit, a new study says.

While Millennials may be known for their tech-savviness, their financial reputation isn’t quite as gleaming so far. A study conducted by Bankrate.com says that Millennials are falling victim to common financial vices, like spending money by eating out or ordering in a lot. And it may not be their fault, since the growing popularity of online ordering service like Postmates, Uber Eats and Grubhub, make ordering food and avoiding supermarkets, where the food is cheaper, easier than ever.

Bankrate says its data shows that 29% of Millennials, roughly those born from the early 1980s, say they buy brewed coffee at least three times per week, 51% go to a bar at least once a week and 54% eat out at least three times a week or more — and the costs add up.

The ups and downs of adulting

Read the full story here. Excerpt:

Adulting is hard, but adulting is fun. Every college-age adult knows this, especially us Cloggers. The struggle is real. Sometimes you have days when you clean your room, finish all your homework and all with time to spare in the evening. Other days are spent inside watching Netflix. Adulting still means that life vacillates – one thing that never changes.

Heading out into the abyss of independence means unfamiliarity. It’s a scary transition, but one that lends itself to a feeling of freedom and maturity. Living away from home gives one the feeling of starting a new chapter, in essence becoming a stable and self-sufficient human being.

The reality, however, is quite different. While the physical distance between young adults and their parents often results in the formation of a more definitive, distinct personality, many unforeseen challenges lie ahead. Doing taxes is somehow harder than linear algebra. Creating a budget – and actually sticking to it – becomes a thing that you need to do. In the end, your own self-sufficiency and self-regulation abilities are called into question.

Being a grown-up means empowerment. Who wouldn’t want that?

Read the full story here. Excerpt:

Whether you want to give it a tabloid name – Kidults, the Peter Pan generation, adultescents, TWITTs (Teenage Women In Their Thirties) – or not, most of us recognise the type of person who clings on to their youth, selling their immaturity as some charming personality trait. They’re the ones who lose their debit card at least twice a month, never have milk in for tea and boast of their inability to keep a goldfish alive past Tuesday. As this kind of delayed development – a resistance to grasp the nettle-y responsibilities of a grown-up life – becomes more entrenched, so it seems society lets those kicking their heels on the road to maturity to get away with it for longer, and a whole primary-coloured industry offering everything, from adult colouring books and plush-animal onesies to the regressive power of Oreos and yet another Marvel film, has built up to hint at the possibility of eternal escape.

In the face of the very real adult worries, like job insecurity, student debt, untouchable house prices, inaccessible mortgages and consequences of Brexit, one needn’t have a PhD in psychology to work out why young people might unconsciously want to delay their transition to adulthood. A fear of having to strike out into the world, a shakiness before leaping from the nest, is of course neither new nor too hard to understand. And yet all I ever wanted, as far back as I can remember, was to be a grown-up. I know how terribly sad many may think that – and I don’t deny that my childhood could have been better, and happier, in many ways. But, to me, there’s something far sadder about clinging on to childhood and all its associated dependency, not least because adulthood is the most fun part of being a human. Being a grown-up is great, but such are its associated pressures that sometimes it’s worth reminding oneself of the stuff adulthood affords us – the stuff that excited us in that first exhilarating flush of freedom that we soon took for granted: being able to go wherever we want, whenever we want, with whomever we want.

Learning how to do stuff for oneself is empowering. From filing your receipts and complaining about bad service to changing a tyre and checking on an elderly neighbour, we learn how the world does and doesn’t work, how to treat people and expect to be treated in return. “Oh, I get my dad to sort out my insurance!” might seem like a winsome affectation for a 35-year-old, but the grim truth is that those parents or more worldly-wise friends to whom you cede responsibly for the grown-up stuff won’t always be around – in some cases, by choice. And until you get to grips with grown-up tasks, you won’t appreciate the simple satisfaction of having changed your gas supplier or successfully looked after a spider plant.

Who Killed Home Ec? Here’s The Real Story Behind Its Demise

Read the full story here. Excerpt:

You don’t hear much about Home Ec courses in schools these days. Even though many voices, from Anthony Bourdain to Slate, have called for its return, there’s still the critique that teaching high-schoolers cooking, budgeting and basic household skills is like saying they should walk around in poodle skirts — a “regressive” idea that doesn’t have a place in the modern curriculum….Quite the opposite. To home ec curriculum pioneers, the topic was considered a science.

Top 25 Social Skills Activities For Teens And Young Children

Read the full story here. Excerpt:

It is extremely important for kids to have good socialization skills. These skills help prepare them for their life later. The need and manner of socialization also change once the kids grow up and become teenagers. These years are rife with confusion, rage and grumpiness as a result of puberty. Kids with poor socialization skills may become even more aloof as teens. Poor social skills at times may also manifest as rage or depression. Kids who lack proper social skills often tend to have difficulties in maintaining meaningful relationships as adults.

Thus, it is important to help teenagers learn proper social skills. Parents play a crucial role in this area and can do a lot of good by helping their teenagers participate in social activities. Here are some ideas for games and activities to help your teen and young kids develop social skills.

A COLLEGE GRAD’S BIGGEST “ADULTING” CHALLENGE: MANAGING MONEY

Read the full story here. Excerpt:

You are the only one responsible for your financial education.

Managing a budget, knowing the difference between stocks and bonds, setting up a retirement plan—all of this can be overwhelming when you graduate college. However, we are ultimately the only ones responsible for our financial education.


The first time I set my budget I was nineteen years old. I didn’t follow my budget until I was 22. The reason being, like many of my peers I fell into the trap of believing the heavy lifting of managing my money was simply by listing all of my monthly expenses. What I didn’t know was that I needed to set up a system to track all of my money coming in and out. I didn’t understand what it meant to manage my cash flow. More importantly, I didn’t set time to regularly check my budget and ensure I wasn’t overspending.

So let’s start with the first step to creating a personal money management system: adding a budget review to your calendar. You don’t need to check your budget on a weekly basis. Bi-weekly is fine, so long as you make sure you always have a sense of where your money comes and goes.

Rise of the Millennials
Why They Know So Much…Yet Understand So Little

Read the full story here. Excerpt:

You are next in line. The young blonde stands at the register and stares at you, saying nothing—not a “hello” or “how are you?” Nothing.

You step forward and present your loaf of bread. She rings it up, bags it, tells you the price, which you pay, and she hands back your change. Your transaction is complete. You pause for a moment, expecting her to say, “Thank you. Come again.”

Nothing, not even a smile. It’s as though she’s a mannequin that happens to breathe.

You smile and offer words of appreciation for her prompt service—to which she grunts, “Yep” or “Uh-huh” or something similar, anything except, “You’re welcome.”

Welcome to the age of Millennials.

They run supermarket registers and department store counters. They loiter in malls in large groups barely saying a word to each other, “too busy” text-messaging other friends. Many graduate from college and take on entry-level positions in office complexes where ties, dress shoes and general business attire are extinct—white collar work environments where young employees freely call their gray-haired supervisors by their first names and the expression “Pay your dues” falls on deaf ears.

They are smart, resourceful, talented, highly educated, team-oriented and well-traveled. Yet the average Millennial does not know how to professionally conduct him or herself in the office. He lacks the training to use proper etiquette at business dinners and other special occasions. He was not taught to value the hands-on experience of older, more seasoned generations. And he does not know how and when to accept “no” for an answer.

The age of Millennials has dawned. Are you prepared?

Three Principles to Improve Outcomes for Children and Families

Read the full story here. Excerpt:

Recent advances in the science of brain development offer us an unprecedented opportunity to solve some of society’s most challenging problems, from widening disparities in school achievement and economic productivity to costly health problems across the lifespan. Understanding how the experiences children have starting at birth, even prenatally, affect lifelong outcomes—combined with new knowledge about the core capabilities adults need to thrive as parents and in the workplace—provides a strong foundation upon which policymakers and civic leaders can design a shared and more effective agenda.

The science of child development and the core capabilities of adults point to a set of “design principles” that policymakers and practitioners in many different sectors can use to improve outcomes for children and families. That is, to be maximally effective, policies and services should:

Support responsive relationships for children and adults.
Strengthen core life skills.
Reduce sources of stress in the lives of children and families.